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Personal Finance

Stories related to personal finance.

FHA raises loan limits for manufactured housing for the first time in 15 years

FHA raises loan limits for manufactured housing for the first time in 15 years

HUD has raised the loan limits for manufactured housing to align with prices today.

March 21, 2024 5:10pm EDT
Biden cancels student loans for 78,000 more public workers

Biden cancels student loans for 78,000 more public workers

Another 78,000 Americans are getting their federal student loans canceled.

March 21, 2024 1:54pm EDT
Here's why paid loyalty programs are all the rage at stores and restaurants

Here's why paid loyalty programs are all the rage at stores and restaurants

Looking for reliable sales in an unpredictable spending environment, more companies have extended their points-based loyalty tiers to making their most dependable customers feel valued for an up-front fee.

March 20, 2024 10:20pm EDT
Still need to pay taxes? Here are some last-minute tips

Still need to pay taxes? Here are some last-minute tips

The tax filing deadline is quickly approaching. The IRS has some last-minute tips to get this year’s taxes done accurately and refunds issued timely.

March 20, 2024 2:22pm EDT
Car insurance costs to keep rising in 2024 – pay less in these US states

Car insurance costs to keep rising in 2024 – pay less in these US states

Drivers will get no relief from car insurance costs this year and will have more limited shopping options as providers stop writing new policies in some states, a recent report from the Zebra said.

March 20, 2024 1:56pm EDT
Credit scores decreased for first time in a decade as borrowers miss payments

Credit scores decreased for first time in a decade as borrowers miss payments

Missed payments and high levels of inflation has led to lower credit scores for consumers.

March 20, 2024 1:14pm EDT
Cost of living makes retirement savings harder for younger generations, survey finds

Cost of living makes retirement savings harder for younger generations, survey finds

Respondents across generations highlighted inflation, consumer debt, and the need for emergency savings as major obstacles to retirement savings.

March 19, 2024 9:15pm EDT
Gen Z movers are heading to warmer climates, willing to pay higher housing costs: Zillow

Gen Z movers are heading to warmer climates, willing to pay higher housing costs: Zillow

Even though California has high rent costs, Gen Z is seeking out major cities, but some choose low-cost areas in Florida.

March 18, 2024 1:24pm EDT
Dollar Tree to offer $7 items, shifting away from single-pricing model

Dollar Tree to offer $7 items, shifting away from single-pricing model

Last June, the company steadily increased its maximum price limit by adding $5 items.

March 15, 2024 2:31pm EDT
Student loan payments hinder retirement savings – Here's how employers are helping

Student loan payments hinder retirement savings – Here's how employers are helping

Americans with student loan payments contribute at a lower rate and have smaller overall balances in their 401(k) accounts, a report from the Employee Benefit Research Institute (EBRI) study said.

March 13, 2024 5:24pm EDT
Inflation rises as gas prices and housing costs tick up, leaving Americans concerned

Inflation rises as gas prices and housing costs tick up, leaving Americans concerned

Inflation rose in February, leaving the Federal Reserve uncertain about future rate hikes.

March 13, 2024 11:20am EDT
High debt is causing more consumers to live paycheck-to-paycheck

High debt is causing more consumers to live paycheck-to-paycheck

Both high-income and low-income consumers are facing higher levels of debts, causing more people to live paycheck-to-paycheck.

March 12, 2024 7:28pm EDT
Here's where Americans are being stretched to the limit to buy a home

Here's where Americans are being stretched to the limit to buy a home

Homebuyers have seen the cost of buying a home double in the last three years – here's where they paid the most, according to a recent report by the National Association of Realtors.

March 12, 2024 7:18pm EDT
Nearly 32 percent of homes sold last quarter were new construction: Redfin

Nearly 32 percent of homes sold last quarter were new construction: Redfin

Prospective homebuyers are choosing new construction homes as sellers hold onto their homes, waiting for interest rates to drop.

March 11, 2024 6:20pm EDT
These 5 states rake in the most Social Security benefits

These 5 states rake in the most Social Security benefits

The average Social Security benefit is just under $2000, but there are ways to boost that amount.

March 11, 2024 5:51pm EDT
Credit card balances surge past trillion dollar mark as Americans struggle to build savings

Credit card balances surge past trillion dollar mark as Americans struggle to build savings

Credit card balances surged in the fourth quarter, but new card originations slowed as banks tightened lending standards, according to a recent TransUnion report.

March 7, 2024 8:16pm EST
Mortgage rates ease slightly as spring homebuying season nears: Freddie Mac

Mortgage rates ease slightly as spring homebuying season nears: Freddie Mac

The average 30-year fixed-rate mortgage was 6.88% for the week ending March 7, according to Freddie Mac's latest Primary Mortgage Market Survey.

March 7, 2024 8:02pm EST
CFPB finalizes rule capping credit card late fees at $8 on average

CFPB finalizes rule capping credit card late fees at $8 on average

A new CFPB rule caps credit card late fees to 25% of the required payment and ends the automatic inflation adjustment for these charges.

March 7, 2024 1:39pm EST
Doing taxes drives younger generations to tears

Doing taxes drives younger generations to tears

One in four Gen Z-ers responding to a recent poll said they'll need help from a therapist to recover from the experience of filing their taxes.

March 7, 2024 11:44am EST
Americans in this state are the biggest tax procrastinators: survey

Americans in this state are the biggest tax procrastinators: survey

Wyoming topped the list as the state with the biggest procrastination problem for the second year running, according to the IPX 1031 survey.

March 6, 2024 5:38pm EST
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Social Security December payment schedule: Here’s when recipients get their checks

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New SNAP requirements now in effect,  USDA planning major overhaul of program

New SNAP requirements now in effect, USDA planning major overhaul of program

SNAP: See the overpayment and underpayment rates for benefits in every state

SNAP: See the overpayment and underpayment rates for benefits in every state

FDA: Recalled baby formula that sickened 39 babies with infant botulism is still on some store shelves

FDA: Recalled baby formula that sickened 39 babies with infant botulism is still on some store shelves

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